Financial Support

Financial Advice and Support – Wirral Direct Cremations

Navigating financial matters after the loss of a loved one can feel overwhelming. However, knowing where to turn for support can ease some of the burden during this difficult time.

Below is a guide to the financial assistance and advice available to residents in the Wirral area.

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1. Bereavement Support Payment

The Bereavement Support Payment is a government benefit aimed at helping those who have lost a spouse or civil partner. It offers a lump sum payment followed by monthly installments, depending on your situation.

Eligibility:

  • You must be under the State Pension age, and your partner must have paid National Insurance contributions for at least 25 weeks.

How to apply:

2. DWP Payment

If you're receiving certain benefits a claim can be made to the DWP to help cover funeral related costs such as cremation and burial fees.

How to apply:

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3. Pension Credit Bereavement Payment

If you or your partner were receiving Pension Credit, you may qualify for additional financial support following a bereavement, which can include a one-off payment or ongoing help.

Contact:

  • Pension Service Helpline: 0800 731 0469
  • More information: Pension Credit

4. Charitable Support

Several UK charities provide financial assistance and advice for those dealing with a loss:

Turn2us

A national charity helping people access welfare benefits, grants, and support services.

MoneyHelper (formerly Money Advice Service)

Offers free, impartial advice on managing finances, dealing with debt, and planning after a loss.

StepChange Debt Charity

Provides free debt advice and solutions to help with managing finances and communicating with creditors after a bereavement.

Cruse Bereavement Support

Offers emotional and practical support, including financial guidance following a loss.

5. Citizens Advice Bureau (CAB)

The Citizens Advice Bureau offers free, confidential advice on financial, legal, and other matters. They can help guide you through the financial support options available following a bereavement.

6. National Bereavement Service

The National Bereavement Service provides free, confidential advice on practical and financial matters related to bereavement.

Seeking Financial Support

It’s crucial to explore all available support after the loss of a loved one. You are not alone—whether you need immediate financial assistance or longer-term planning advice, help is accessible.
Feel free to reach out to any of the organisations listed above for guidance or support during this time.

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